Maine Media Resources Home American Civics Research Library Bank Loans, Credit Cards and Counterfeit Money: The Fraud of Contracts
SAMPLE RESPONSE TO REQUEST FOR ADMISSIONS
(Your County), S.S. DISTRICT TWO
ANY TOWN
Civil Action, Docket No. 999 999 999 99
BANK OF AMERICA, N.A., )
)
PLAINTIFF )
)
vs. )
) REQUEST FOR ADMISSIONS
JOHN DOE )
)
DEFENDENT )
)
Please answer these discovery requests as required by the rules at (Your State) Rules of Civil Procedure, Rule 26. These requests pertain to the disputed account that is the subject matter of this lawsuit.
1. Please admit according to examination of the book entry accounting of this loan under standard GAAP principles, there were no already existing assets, deposits or accounts of the bank, its depositors or other bank’s debited and ultimately left showing a net loss of funds as a result of the funding of this loan or line of credit that was not offset by a like increase in payable deposit money credit brought onto the bank’s books from receiving into the bank my note/credit agreement or signed charge slips as an asset of substantive money equivalence.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
2. Please admit according to examination of the book entry accounting of this loan under standard GAAP principles the bank used my note/ credit agreement or signed charge slips to originate the funds extended to me as consideration representing the bank's loan or line of credit.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
3. Please admit according to examination of the book entry accounting of this loan under standard GAAP principles the bank deposited or recorded as an asset my note/credit agreement or signed charge slips and showed an increase in assets, liabilities and deposit money credit on its books from doing so.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
4. Please admit according to examination of the book entry accounting of this loan under standard GAAP principles, consideration to obtain my note/credit agreement was originated from or offset by an increase in payable deposit money credit brought onto the bank's books from receiving into the bank my note/credit agreement as an asset of money equivalence.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
5. Please admit the bank’s journal bookkeeping entry records of the loan transaction in question show under standard GAAP, that the borrowers note is seen to be the asset, money equivalent or thing of value verified in the bank’s accounting as the ultimate source of the funds given to him as the bank’s loan" and that there were no funds ultimately net-debited or drawn from assets, deposits or accounts belonging to the bank, its depositor’s, or other banks, that were funds already existing prior to the transactions that funded the loan.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
6. Please admit according to examination of the book entry accounting of this loan under standard GAAP principles the Defendant is shown to be the depositor for the account that is the subject matter of this lawsuit according to GAAP.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
7. Please admit, according to examination of the book entry accounting of this loan under standard GAAP principles, when the bank receives my note, this is a commercial paper money equivalent asset on its books that, expands the bank’s payable deposit money credits by the same amount as the loan, offsetting the book entry transfers in settling of the card obligations without expending any of the bank’s other assets to make its loan.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
8. Please admit, according to examination of the book entry accounting of this loan under standard GAAP principles, this expansion of the bank’s payable deposit money credits brought on to the bank books from the receiving of the borrower’s note as an asset was new deposit money credit that had not existed on the bank’s books before their receiving of the note and the bank has no risk or liability for it to its depositors because it wasn’t theirs, they have no risk or liability to its stock holders for it because the bank’s assets didn’t provide it, nor to the Federal Reserve because it didn’t come from them.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
9. Please admit, according to examination of the book entry accounting of this loan under standard GAAP principles none of the bank's assets or cash reserves had to suffer a debit or loss to cover the loan, that was not offset by a like increase in new checkable deposit money credit originated and brought onto the bank’s books from receiving into the bank my note/credit agreement or signed charge slips as commercial paper asset of money equivalence, and the bank has had no continuing equitable risk to these assets or cash reserves to recover any loss of principle extended from them to have made the loan.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
10. Please admit, according to examination of the book entry accounting of this loan under standard GAAP principles, the increase in the bank's payable deposit money credits it received from the recording of my note/credit agreement into the bank as a money or money equivalent commercial paper asset of that same value has directly offset the debiting of the bank’s accounts in settlement of all checks or electronic deposit money transfers dispersed in my behalf as alleged extensions of credit by the bank to me so that the bank has had no continuing equitable risk of loss to recover anything of its own book entry assets as loan consideration extended, or loss to its cash reserves of loan consideration extended to have made the loan.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
11. Please admit according to examination of the book entry accounting of this loan under standard GAAP principles, by the augmentation and enrichment of the bank’s deposit money credits from the receiving of my note/credit agreement into the bank as a commercial paper asset of money equivalence provided from me the borrower, the bank has had no such continuing equitable risk of loss to recover any principle paid out or credited as loan consideration during the term of this transaction.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
12. Please admit the book entries of the note/credit agreement show that the bank recorded the note/credit agreement into the bank as an asset of money or money equivalence to bring new payable deposit money credits on its books by that amount with which it funded its loan.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
13. Please admit the bank does not have any evidence or documentation as would be shown by a CPA-certified report showing accounts debited and credited in the alleged loan transactions at issue before the Court that factually demonstrate by Generally Accepted Accounting Principles that the bank performed as agreed to loan the bank’s own good and valuable consideration making a loan in the equitable understanding of lending’ money as it had represented: and allowed to be understood in the language and terms of its agreement, that of being money already in its possession and/or control to lend in the origination of the loan and for which the bank would be seen by its accounting to have risk of loss for recovery of the funds I received, that was not offset by a like increase in payable deposit money credit brought onto its books from receiving into the bank my note/credit agreement or signed charge slips as a commercial paper asset of money equivalence.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
14. Please admit the bank’s journal bookkeeping entry records of the loan transaction in question show there were no funds ultimately net-debited or drawn from deposits, assets or accounts existing prior to the transaction, belonging to the bank, its depositors or other banks, that funded the loan.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based. Which the bank acknowledges under GAAP principle it is bound to by law takes precedence over all other legal forms and recordings of the agreement.
15. Please admit the bank’s journal bookkeeping entry records of the loan transaction in question do not show a risk of liability on the bank to any assets, accounts or deposits of the bank from which it came to make good funds debited from them for the alleged loan if not repaid.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based. Which the bank acknowledges under GAAP principle it is bound to by law takes precedence over all other legal forms and recordings of the agreement.
16. Please admit according to examination of the book entry accounting of this loan under standard GAAP principles, the bank has suffered no actual equitable loss of money from its other assets and deposits already existing and in its possession before this loan transaction was made that would be basis to claim loss and damage as a cause for action against me, that is not offset by a like increase in payable deposit money credit brought onto its books from receiving into the bank my note/credit agreement or signed charge slips as a commercial paper asset of money equivalence.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
17. Please admit the bank does not have any evidence or documentation as would be shown by a CPA-certified report showing accounts debited and credited in the alleged loan transactions at issue before the Court such as any debit or credit slips of the bank’s bookkeeping, receipts, deposit slips or book entry ledger records, written or reduced to computer disc, that factually demonstrate by Generally Accepted Accounting Principles that the bank, in the dispersement of payment of merchant or other obligations incurred by the Defendant, has ever suffered a book entry debit loss of its alleged loan principle or has ever paid out a loss of money on its cash reserves of its alleged loan principle in my behalf that has placed it at equitable risk for recovery from me for any of said amounts disbursed by book entry or cash reserve debit, that was not augmented, offset or balanced out on its books by the enrichment it received from a like increase in payable deposit money credit brought onto the bank’s books in the recording, depositing, or conversion of my signed note/credit agreement or signed charge slips into the bank as an asset of commercial paper of money equivalence.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based.
18. Please admit according to examination of the book entry accounting of this loan under standard GAAP principles, the performance of the bank to this contract does not represent a loan, or loans, to the Defendant as implied and allowed to be understood by the language and terms of the agreement, of being money that already existed they would have equitable risk of loss to recover, that was not directly offset by new deposit money credit, originated and brought on to the bank’s books from the receiving of Defendant’s note/credit agreement into the bank as a commercial paper asset of substantive money equivalence provided to this contract by the Defendant.
If this request for admission is denied, please produce the book entry accounting of this transaction as factual documentation and evidence on which your denial is based. Which the bank acknowledges under GAAP principle it is bound to by law takes precedence over all other legal forms and recordings of the agreement.
19. Please admit the bank’s advertising has said or shown nothing that would dispel, supplant or would redefine or clarify to the public the common equitable perception of the bank’s loans to be anything other than that the bank was offering to lend money already in existence which was its own, that of its depositors or belonging to other banks; money the bank implies in the equitable understanding of a loan they are risking the loss of from these same deposits and accounts when loaned out if it is not repaid.
If this request for admission is denied, please produce copies of any such advertising as factual documentation and evidence on which your denial is based.
Respectfully submitted, November 15, 2005
For:
By: ______________________________
John Henry Doe
In propria persona
c/o P.O. Box 888
Any Town, Maine 09999
CERTIFICATE OF SERVICE
I hereby certify that I have mailed a copy of the foregoing Request for Admissions, this __________ day of __________, 2005, by, to JOE BLOW & JOE BLOW, ATTORNEYS AT LAW, 97A Any Street, Suite 40, Any Town, MN 04100; and to Clerk of District Court, P.O. Box 999, Any Town, ME 04768 by U.S. Certified Mail Return Receipt Requested, Receipt no.______________________________________
____________________________________
Jack Doe